Privacy Policy

Introduction

Welcome to MoneyLog. We are committed to protecting your privacy and ensuring the security of your personal and financial information. This Privacy Policy explains how we collect, use, and protect your information when you use our budget tracking mobile application.

By using MoneyLog, you agree to the collection and use of information in accordance with this policy.

Information We Collect

Personal Information

• Email address (for account creation and communication)
• Device information (device type, operating system version)
• App usage data (features used, session duration)

Financial Data

• Income and expense transactions you manually enter
• Budget categories and amounts
• Financial goals and targets
• Transaction descriptions and notes

Important: We do not collect or store your bank account information, credit card numbers, or any sensitive financial credentials. All financial data is manually entered by you.

How We Use Your Information

• Provide and maintain the MoneyLog service
• Generate charts, reports, and analytics based on your financial data
• Send you important service updates and notifications
• Improve app functionality and user experience
• Provide customer support when requested
• Ensure app security and prevent fraud

Data Security

We implement industry-standard security measures to protect your information:

• End-to-end encryption for all financial data
• Secure data transmission using SSL/TLS protocols
• Regular security audits and updates
• Limited access to personal data by authorized personnel only
• Data stored on secure, encrypted servers

While we strive to protect your personal information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but continuously work to improve our security measures.

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations or law enforcement requests
• To protect our rights, property, or safety, or that of our users
• With service providers who assist in operating our app (under strict confidentiality agreements)

Data Retention

We retain your personal information only as long as necessary to provide you with our services and as described in this Privacy Policy. When you delete your account, we will delete your personal data within 30 days, except where we are required to retain it for legal reasons.

Your Rights

You have the right to:

• Access your personal data
• Correct inaccurate or incomplete data
• Delete your account and personal data
• Export your data in a portable format
• Opt out of non-essential communications
• Request restriction of processing in certain circumstances

Children's Privacy

MoneyLog is not intended for use by children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us so we can delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any significant changes by posting the new Privacy Policy in the app and updating the "Last updated" date. Your continued use of the app after such modifications constitutes acceptance of the updated Privacy Policy.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us: